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Belmont, NC · Gaston County
Apartments in Belmont, NC on the banks of the Catawba River
The Banks at Mt. Holly is a brand-new luxury community of one, two, and three bedroom apartment homes at 63 Caldwell Drive in Belmont, North Carolina — set along the Catawba River, minutes from the U.S. National Whitewater Center, and just off I-85 for an easy run into Uptown Charlotte.
If you are searching for apartments in Belmont, NC, the appeal is simple: you get river access, a walkable historic downtown, and Gaston County space — while staying inside the Charlotte metro for work, flights, and everything else. This guide covers the neighborhood around our community, what is close by, and how long it actually takes to get where you are going.
Why renters choose Belmont over Charlotte proper
River at your door
Catawba River views, paddling, and the Whitewater Center a few minutes up the road.
10 minutes to CLT
Charlotte Douglas International is a short drive — a real advantage if you fly for work.
Walkable Main Street
Downtown Belmont’s restaurants, breweries, and shops sit on a genuinely strollable grid.
More home for the money
Gaston County rents typically stretch further than comparable Charlotte submarkets.
Downtown Belmont: Main Street, dining, and breweries
Historic downtown Belmont is the heart of the neighborhood — a compact stretch of brick storefronts, patios, and local businesses centered on Main Street and Catawba Street. It is the kind of downtown you end up in on a Thursday without planning to: dinner, a pint, live music on the sidewalk, and home in ten minutes.
Expect a mix of chef-driven restaurants, coffee shops, casual patios, and local breweries and taprooms, plus boutiques, a bookstore, and the seasonal farmers market. Nearby Mount Holly adds its own downtown with additional dining and its own brewery scene, so residents effectively have two walkable centers within a short drive.
- Restaurants and patios — sit-down dining, brunch, pizza, tacos, and Southern classics on and around Main Street.
- Breweries and taprooms — local beer within a few minutes of the community, in both Belmont and Mount Holly.
- Coffee and everyday stops — morning coffee, bakeries, and small shops that make a walk worth it.
- Events and festivals — downtown hosts seasonal street festivals, holiday events, and outdoor markets.
The outdoors: Catawba River, greenways, and gardens
This is what sets Belmont apart from most Charlotte-area apartment searches. Water and green space are not a weekend trip — they are part of the daily routine.
U.S. National Whitewater Center
Minutes from the community: whitewater rafting and kayaking, flatwater paddling, miles of mountain biking and trail running, ropes courses, and a riverside restaurant and event calendar. An annual pass turns it into a backyard.
Catawba River and the lakes
The Catawba wraps the area, opening into Mountain Island Lake to the north and Lake Wylie to the south — boating, fishing, and public access points all within a short drive.
Parks and greenways
Belmont and Mount Holly both maintain riverfront parks, greenway trails, and playing fields, with Gaston County park land and the Carolina Thread Trail network extending the options.
Daniel Stowe Botanical Garden
A few minutes south in Belmont: 380 acres of formal gardens, fountains, a conservatory, and seasonal light and concert events — a favorite for members who visit year-round.
Getting around from 63 Caldwell Drive
The community sits just off I-85, with US-74 and NC-273 close by. Approximate drive times in normal traffic:
| Charlotte Douglas International Airport (CLT) | about 10 minutes |
|---|---|
| U.S. National Whitewater Center | about 5 minutes |
| Downtown Belmont / Main Street | about 8 minutes |
| Downtown Mount Holly | about 8 minutes |
| Belmont Abbey College | about 10 minutes |
| Uptown Charlotte | about 20 minutes |
| Daniel Stowe Botanical Garden | about 15 minutes |
| Downtown Gastonia | about 20 minutes |
Drive times are estimates and vary with traffic and route.
Where our residents work
Belmont commuters split in three directions: into Charlotte, out to Gastonia, and to the airport-area employment corridor along I-85 — which is why this location leases so well.
Major regional employers within reach include Atrium Health and Novant Health facilities, Duke Energy, the Charlotte Douglas airport and the logistics and distribution operations around it, Belmont Abbey College, CaroMont Health in Gastonia, and the banking and corporate offices of Uptown Charlotte.
Shopping and groceries
Everyday errands stay close. Belmont and Mount Holly cover full-service grocery, pharmacy, hardware, and big-box shopping within about ten minutes, including Publix, Food Lion, Harris Teeter, Walmart, and Target-anchored centers along the US-74 and I-85 corridors.
For a bigger trip, Charlotte Premium Outlets and the retail around Steele Creek are a short drive across the river.
Belmont, NC apartment questions
Where exactly is The Banks at Mt. Holly located?
The community is at 63 Caldwell Drive, Belmont, NC 28012, on the Catawba River just off I-85 between Belmont and Mount Holly in Gaston County.
What apartment sizes are available in Belmont, NC?
Our community offers brand-new one, two, and three bedroom apartment homes with open-concept living areas, quartz countertops, stainless steel appliances, wood-style flooring, and private patios. See current availability on our floor plans page.
How far is Belmont, NC from Charlotte?
Uptown Charlotte is roughly 20 minutes by car via I-85, and Charlotte Douglas International Airport is about 10 minutes away.
Is Belmont a good place to live if I work in Charlotte?
Yes — it is one of the most popular options for Charlotte commuters who want river access, a walkable historic downtown, and more space, while staying well inside the metro for work and travel.
Are the apartments pet friendly?
They are. The community includes a fenced bark park and an on-site pet spa. Contact the leasing team for breed and weight guidelines.
What is there to do near the community?
The U.S. National Whitewater Center is about five minutes away, Daniel Stowe Botanical Garden is roughly fifteen, and downtown Belmont’s restaurants, breweries, and shops are under ten — plus riverfront parks, greenways, Mountain Island Lake, and Lake Wylie.
See Belmont from the best seat in it
Tour in person with our team, or walk the show home on your own schedule with a self-guided tour.